Terms & Conditions for Payment Gateway

Last Updated: [Date]

Welcome to [Golampay] Payment Gateway. By accessing and using our services, you agree to comply with the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using our payment gateway, you confirm that you have read, understood, and agreed to these Terms & Conditions. If you do not agree, please do not use our services.

2. Services Provided

Our payment gateway allows merchants and customers to process online transactions securely. We facilitate payments through credit cards, debit cards, mobile wallets, and other supported methods.

3. Eligibility

To use our services, you must:

  • Be at least 18 years old.

  • Have legal authority to enter into agreements.

  • Provide accurate and complete registration details.

4. Merchant Responsibilities

  • Ensure that your business complies with all applicable laws and regulations.

  • Provide clear refund, cancellation, and delivery policies to customers.

  • Not engage in fraudulent or prohibited transactions.

5. User Responsibilities

  • Provide accurate payment information.

  • Not use the payment gateway for illegal activities.

  • Maintain confidentiality of account details.

6. Transaction Policy

  • All transactions are processed in real time.

  • We are not responsible for delays due to banking networks, technical issues, or third-party services.

  • Refunds, disputes, and chargebacks are subject to the merchant’s policies.

7. Fees & Charges

  • Applicable transaction fees will be deducted automatically.

  • Fees may vary depending on payment method and transaction type.

8. Security

We use industry-standard encryption and fraud-detection measures. However, we cannot guarantee 100% security of transactions. Users are advised to take necessary precautions.

9. Prohibited Activities

You agree not to use the payment gateway for:

  • Money laundering or fraudulent activities.

  • Sale of restricted or illegal goods/services.

  • Any activity that violates applicable laws.

10. Limitation of Liability

We are not liable for:

  • Losses caused by unauthorized access to your account.

  • Technical issues beyond our control.

  • Indirect, incidental, or consequential damages.

11. Termination of Service

We reserve the right to suspend or terminate your access to the payment gateway at any time if you violate these Terms & Conditions.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact:

[Golampay.com]
Email: [admin@golampay.com]
Phone: [+8801791-287142
Address: [Satmatha, Bogura Sador, Bogura]